eToro launches target date portfolios in partnership with Franklin Templeton
26 JUN, 2025
Investment platform eToro has announced the launch of six new target date portfolios in collaboration with global asset management firm Franklin Templeton. These portfolios are designed to help investors reach specific financial goals by automatically adjusting asset allocations based on the investment timeline.
With target years set for 2028, 2030, 2033 and 2035, each portfolio gradually reduces exposure to equities and increases allocation to fixed income as the target date approaches. This enables a smooth transition from a growth-oriented strategy to one focused on capital preservation, without requiring active management from the investor.
The portfolios benefit from Franklin Templeton’s tactical asset allocation expertise and are composed of diversified ETFs across sectors and geographies.
Growth or capital preservation: options for different profiles
In addition to the four target date portfolios, eToro is introducing two additional options: FixedIncome-FT, a conservative portfolio with 90% in fixed income and 10% in equities aimed at capital preservation, and Equity-FT, a growth-focused portfolio with 100% equity exposure that does not reduce risk over time.
We are delighted to introduce this new set of target date portfolios guided by Franklin Templeton’s asset allocation expertise. Whether the investment is for a house deposit or long-term savings, target date portfolios offer a simple, hands-off way to help our clients stay on track with their financial goals. This is another step in our ongoing commitment to providing investors with long-term investment solutions, wherever they are on their investment journey.
Yoni Assia, Chief Executive Officer and Co-Founder of eToro.
We are thrilled to partner with eToro. By combining our deep expertise in target date ETF portfolios with eToro’s cutting-edge social investing platform, we can deliver outcome-based investment solutions to a broader audience, including younger digital-native investors. This partnership highlights Franklin Templeton’s commitment to expanding client reach through innovative distribution platforms, keeping us at the forefront of the global digital wealth ecosystem.
Jenny Johnson, President and CEO of Franklin Templeton.
The minimum initial investment for the target date portfolios is $1,000. Investors who allocate at least $2,000 to the Target2030-FT portfolio between 1 July and 31 December 2025 will benefit from full capital protection, provided they hold the investment until maturity on 30 June 2030. Capital withdrawals during the protection period will be limited and subject to conditions.
