Utmost Group reports record 2025 results with strong growth
16 APR, 2026
By Joanna Piwko from RankiaPro Europe
Utmost Group plc has reported a standout performance for the year ended 31 December 2025, delivering record inflows, increased profitability, and significant strategic milestones as it sharpens its focus on global wealth solutions.
The company achieved record gross inflows of £9.7 billion, a 43% increase year-on-year, resulting in positive net flows of £2.6 billion, compared to an outflow of £0.7 billion in 2024. This strong performance pushed assets under administration (AUA) to £116.3 billion, up 12% from the previous year.
Growth was broad-based, with double-digit increases in six of seven regions, supported by strong market conditions and investment performance.
Profitability and cash generation Improve
Utmost reported operating profit of £224 million, up from £176 million in 2024, alongside operating cash generation of £177 million, reflecting disciplined cost management and the contribution from Utmost Luxembourg.
Despite the growth, the operating profit margin slightly decreased to 46% from 48%, indicating continued investment in the platform and capabilities.
Client retention remained high at 93%, underlining the durability of Utmost’s offering. The firm attributes this to its multi-jurisdictional, tax-efficient solutions, which are deeply embedded in high-net-worth (HNW) clients’ long-term wealth planning.
Strategic milestones and portfolio focus
2025 marked a pivotal year strategically. Utmost completed the full integration and rebrand of Lombard International, strengthening its global platform.
In addition, the company announced the sale of Utmost Life and Pensions to JAB Insurance, a move designed to sharpen its focus on its core wealth solutions business. The divestment is expected to free up capital and operational capacity for higher-growth opportunities.
CEO Paul Thompson described the year as “pivotal,” highlighting the firm’s strengthened platform, expanded distribution partnerships, and resilient business model.
Positive outlook for 2026
Looking ahead, Utmost sees significant growth opportunities driven by long-term structural trends:
- An estimated $83 trillion intergenerational wealth transfer over the next 20–25 years
- A growing global population of HNW individuals with complex cross-border needs
- An expected £92 billion of new business in its target market over the next five years
The company is also investing in digital capabilities and AI, aiming to enhance client experience, improve efficiency, and boost productivity.
