Pictet AM launches a new Multi Solutions strategy
18 DEC, 2025
By Joanna Piwko from RankiaPro Europe
Pictet AM has announced today the expansion of its Multi Solutions range with the launch of Pictet Road to Megatrends Protected 85, a UCITS fund domiciled in Luxembourg. Registered in Spain, it allows for tax-free transfers and is aimed at conservative investors looking to gradually build exposure to global equities while maintaining a protection mechanism against downturns.
The new vehicle is integrated into the Pictet AM “Road to” strategies family —which includes Pictet Road To Megatrends 2028 I and II; Pictet Target Income 2028; Pictet Smart Road To Megatrends 2028 and Pictet Smart Road To AI, 2028—, a range that exceeds 2.2 billion euros in assets since its inception in March 2024.
Investment Philosophy
The new fund is a systematic thematic equity solution whose goal is to achieve positive returns by combining income and capital appreciation, while offering security through partial investment protection.
The fund facilitates an orderly transition: in 27 months it goes from a conservative position of 90% in money market assets to 90% in high potential stocks linked to global megatrends such as digitalization, robotics, energy transition and longevity. Each month, 3% of the conservative component is transferred to equities, in order to reduce average volatility and optimize entry points. For equity selection, the fund leverages Pictet AM's proprietary thematic investment framework based on secular growth megatrends.
Protection Mechanism and Management Team
The product incorporates a protection mechanism that is activated if the net asset value falls below 85% of the highest reached since the first day of the year. This safeguard gains relevance as the exposure to the stock market increases and is maintained after completing the accumulation period. Thus, the fund offers a double defensive layer: the progressive purchase of equities and protection against unexpected market downturns.
The management is in charge of Amel Bentata and Rémy Cottet, from the Quantitative Equity & Solutions (QUEST) team, responsible for more than 15 billion euros in assets.
It is the saver/investor's moment and Pictet Road to Megatrends Protected 85 provides a systematic savings plan, which mitigates the cycle effect, being able to protect the investor from the risk of corrections, without giving up attractive returns from the stock market, fundamental to increase the real value of an investment portfolio over time.
<cite>Gonzalo Rengifo, general director of Pictet Asset Management in Iberia and Latam</cite> Gonzalo Rengifo, general director of Pictet Asset Management in Iberia and Latam
